Héliodrome c’est la rencontre du rappeur Khyro (ex Atach Tatuq/Traumaturges) et du multi-instrumentiste YPL en 2006. La ... rencontre également du rap et de la musique expérimentale d’une façon encore jamais vraiment explorée. Au fil des ans, Héliodrome s'est transformé avec l’arrivée d’Éric Gingras, Pierre-Guilhem Roudet au trombone et Samuel Bobony aux drums. ... more more
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Pots are somewhere to save, not spend. Money you put into pots will be set aside from your main Monzo account, secure from any spending.
But remember, if you don’t have enough money in your main account, payments that exceed the available amount in your account will be declined, unless you have an overdraft. This applies to Standing Orders and Direct Debits, as well as transactions you make in person or online. You can always move money out of your pots to cover any upcoming payments.
As well as being a helpful tool for saving, pots will form the basis of some exciting new features we have in the works.
Imagine having a pot set aside for bills, and paying your direct debits straight from the pot. You’d always know you had enough cash to cover the essentials, leaving you free to use your Monzo card for everyday expenses, without worrying you’ll overspend.
We also plan to introduce rules, so you can automatically move money in or out of pots. You’d be able to tie your savings to your spending, or automate regular tasks. For example, you could set a rule to round up transactions and put small change into a holiday fund. Or every time you order a takeaway, you could add the same amount into a savings pot.
If you live with housemates or a partner, you could set up shared pots and use them to pay the bills, the rent or other shared expenses. Each of you can pay into the pot each month, then see and manage all the outgoings from within your own Monzo apps.
If you want to see your pot grow, we could help you turn a savings pot into an ISA, or invest the money through an online investment manager. You’d be able to monitor the performance or manage your portfolio, all within Monzo.
You could even ‘lock’ your pots with a pattern or a puzzle, if you need the chance to think twice about moving money out of your saving pot and into your spending account.
We think Pots have a lot of potential, and plenty of you have already shared your suggestions for amazing things we can use them to do.
In fact, the idea for Pots first came about back in January 2016, when one of our early users posted to our community forum with an idea for “folders” or “buckets” where you could set aside money. It was early days at Monzo, but the idea struck a chord, and we’re pleased to be at the point where we’re putting it into practice!
If you have any bright ideas of your own, share them with us on our community forum 💡
Tell us what you think on
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. You can see more of our upcoming plans in our transparent product roadmap .